Types Of Policies

Broadly Insurance Policies  are categorized into below Types  

1. Term Policy - In this case policy holder receives money only in case of death of the policy holder after certain period of time. 
  
      LIC   Term Policies are:   
                                               1.  Anmol Jeevan II
                                               2.  Amulya Jeevan II      

2. Endowment Policy     Its a Combination of Protection and Savings whereby the lump sum amount will be paid either in the event of death/permanent disability  of the insured or on the date of expiry of the policy period, whichever occurs earlier and the policy will terminate.
  
      LIC   Endowment Policies are:
                                             1.  New Endowment Plan


3. Whole Life Policy     Its a Combination of Endowment Policy with Whole Life Cover, whereby the lump sum amount will be paid either in the event of death/permanent disability  of the insured or on the date of expiry of the policy period, whichever occurs earlier  and policy will  not close and  still continue for rest of the life, without paying any premiums.
  
      LIC   Whole Life Policies :
                                             1.  New Jeevan Anand


4. Money Back Policy    Its an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. In case of death during the policy term, the beneficiary gets the full sum assured.
In case of death during the policy term, the beneficiary gets the full sum assured. - See more at: http://insurance.kotak.com/insurance-guide/type-of-insurance.php#sthash.QZacNbfo.dpuf

   LIC   Money Back Policies  :
                                             1.  New Money Back - 20 Years 
                                             2.  New Money Back - 25 Years 



5. Single Premium Policy    In this policies amount to paid is only once and which offers financial security and assurance to the policy holder and his family along with   protection against death.

In case of death during the policy term, the beneficiary gets the full sum assured. - See more at: http://insurance.kotak.com/insurance-guide/type-of-insurance.php#sthash.QZacNbfo.dpuf
  
      LIC   Single Premium Policies  :
                                             1.  New Bima Bachat Plan
                                             2. Single Premium Endowment Plan
                                            


6. Pension / Annuity  Policy    Pension Plans are Individual Plans that gaze into your future and foresee financial stability during your old age. These policies are most suited for senior citizens and those planning a secure future, so that you never give up on the best things in life.
In case of death during the policy term, the beneficiary gets the full sum assured. - See more at: http://insurance.kotak.com/insurance-guide/type-of-insurance.php#sthash.QZacNbfo.dpuf
  
      LIC   Pension  Policies  :
                                             1.  New Jeevan Nidhi                                      
                                            

7. Health  Policy    It is a policy which coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment

In case of death during the policy term, the beneficiary gets the full sum assured. - See more at: http://insurance.kotak.com/insurance-guide/type-of-insurance.php#sthash.QZacNbfo.dpuf
  
      LIC   Health  Policies  :
                                             1.  Jeevan Arogya
                                           

                         

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